Is Blue Cross Blue Shield of North Carolina Right for You?
Blue Cross Blue Shield of North Carolina is a Licensee of the Blue Cross Blue Shield Association, a health care trade association consisting of independent, locally organized Blue Cross and Blue Shield Plans. With Blue Cross Blue Shield local organizations located everywhere in the USA and Canada, BCBS offers quality health care insurance to more than twenty-five percent of all Americans. Blue Cross Blue Shield (BCBS) has offered high quality and very reasonable health care coverage for over 70 years.
Blue Cross Blue Shield (BCBS) offers a number of insurance and health care benefit choices and plans throughout the country. Based on where you live, Blue Cross and Blue Shield offers various HMO (health maintenance organization), PPO (network) plans, PPO plans with a Health Savings Account (HSA), and Indemnity plans (non-network coverage). Many of these plans (with appropriate changes) may be provided on either a group basis to employers for employee benefit packages or for individual and family coverage or, in some areas, as both group and individual plans. For seniors, and depending on your region, Blue Cross and Blue Shield offers a number of plans, including national Medicare supplemental insurance (non-BCBS-network) and local coverage only BCBS-in-network Medicare supplemental insurance.
Throughout the country, various Blue Cross Blue Shield providers have recently introduced complementary health care services and health care information, resources and guidelines. These services may include covered or negotiated health referrals and services such as dental, vision or alternative medicine. Available health information and resources include subjects such as general health care, nutrition, dietary supplements, fitness and weight loss, behavioral health, and children's health.